The Robo.cash team has published an update that covers (what they claim to be) high-yield investments in the United Kingdom.
Robo.cash aims to introduce people to different “safe, high yield investments, what they offer and how to go about them.”
As mentioned in the update, there are several ways for any willing person to invest their funds, however, not many will get them plenty of returns on their capital. And several of the high yield investments are actually scams that “promise you everything and give you little or nothing as payback for your capital,” the team at Robo.cash notes while adding that investors “must be wary and inculcate patience before depositing money for any investment.”
Low-Risk high yield Investments
The main problem with many high-yield income investments is that “the risks are high.” You are “better served with assets that can offer you over 10% returns,” according to Robo.cash analysts who also noted that you get almost “guaranteed surplus yields with the slightest risks.” They added that the top-performing assets include P2P loans, alternative money vehicles, real estate, etc. (not necessarily true considering a $10 investment in one cryptocurrency led to $200,000 in gains).
Cryptocurrency
For investors who don’t mind “taking high risks for potentially high profits, cryptocurrency is one of the best money moves you can make,” the Robo.cash update noted. You may start with widely-used digital currencies such as Bitcoin and Ethereum before putting money into other altcoins.
However, you need to be aware that virtual currencies are “quite risky for day trading or short-term high return investment due to their volatility.” As noted by the Croatian P2P lender, “plenty of money can be made in a short time, and you could also lose a lot very fast.” But you “may gain big profits if you are patient,” the update noted.
Certificates of Deposit
As explained in the report, certificate of deposit is “a deposit account for a periodic time that fetches interest during the deposit duration.” The duration could range from “a quarter to half a decade.”
The returns on these certificates are “better than a savings account because you can’t withdraw the money early without incurring a penalty.” Some certificates of deposit have “maturity dates at various periods, such as every year or every half-year,” the report noted while adding that you “get greater interest rates at each interval.”
Real Estate Investment Trust
As noted in the report, real estate investment “trusts or REITs are high-yield property investments from realtors.” These institutes acquire properties and “oversee these properties on investors’ behalf.”
Investors profit “every 3 months or every year from these,” the report added while noting that it’s “an excellent way to invest in properties without spending active time and energy searching for, purchasing, and managing properties.” The interest rate from some REITs “ranges around 8%.”
The report also mentioned that REITs may be “bought from investment companies or on the stock market. Not all of them are listed on the market.” Most REITs “require a minimum capital of thousands of dollars,” the report added.
Corporate Bonds
As noted in the update, corporate bonds refer to bonds “issued by large companies to raise money. But they are quite risky as they aren’t as secured as government bonds.” Stick to long-term firms that “minimize the risk involved,” the update noted. Corporate bonds can be “purchased through funds dedicated for the purpose,” the report added.
Growth Stocks
As mentioned in the update, growth stocks are the stocks of companies “known for their accelerated growth.”
These companies are “expected to keep the trend and keep on growing at a constant, rapid pace,” the report added. These companies “experience blistering growth that outpaces others” and the market valuations of these companies have “increased tremendously through several years, and their share prices continue to trend up.”
The report further noted that “buying these companies’ stocks is a high return investment decision.” These stocks are primarily “purchased for their projected capital growth rather than their dividends.”
Investing in them is for those who “don’t mind leaving their money untouched for some years.” Most growth companies “pivot on reinvesting and expansion rather than paying back dividends to those who put money into them,” the report added.
Robo.cash also noted:
“P2P stands for Peer-to-Peer investment. It involves investing in valuable notes from borrowers who request loans from non-bank lenders, such as microlending companies. The notes fetch interest. P2P takes place over the internet through a P2P investing company. Investors can sell the issued notes, which basically represent loans, before the borrower repays the debt to exit the investment and recoup their capital if the company offers such service.”
They continued:
“P2P usually provides better interest rates than what traditional investments offer to investors. The returns are more impressive than what is obtainable from several other schemes, ranging from 5 to 14% and higher. You can try this kind of investment at Robo.cash and obtain up to 13.3% of annual returns. The investment process is fully automated, so once you set up your portfolio, you may leave the capital invested and just watch it grow.”
Portfolio Diversification
Portfolio diversification is key to “securing capital and mitigating risks.”
They also noted that “all your money shouldn’t be invested in one asset.”
You can use any strategy you wish in order diversify your investment portfolio. Various high-income investments may be invested in “for the diversification of your portfolio,” the Robo.cash team suggested.
They added that diversification “applies to loan tenure too.” Some investors “diversify by investing in both short-term and long-term loans.” Short-term loans “last for six months or less” and long-term loans “last for over six months to several years.”
For more details on this update, check here.